WHO WE HELP
Different Lives. Different Decisions.
One Need for Coordination.
Mergent Advisors works with people who have built meaningful financial lives and are facing decisions that cannot be solved by investment management alone.
Whether you are considering leaving demanding work, preparing for a business transition, facing a pilot career risk, or balancing college costs with your own future, OnePlan™ helps bring the pieces together.
Our Clients Are Often Successful - but Still Missing One Clear Strategy.
They may have investments, insurance, retirement accounts, estate documents, tax professionals, and strong incomes. What they often do not have is one coordinated process showing how those decisions affect one another.
They want greater clarity before making an important transition. They value experienced guidance, practical recommendations, and a boutique relationship where the advisors understand more than the portfolio.
They are not looking for another product pitch. They are looking for one place to evaluate the full financial picture.
Choose Your Planning Path
Professionals & Families
For high-income professionals and families coordinating demanding careers, children, college costs, lifestyle decisions, and the goal of making work optional.
- When might we be able to reduce work or leave altogether?
- How do we balance college costs with our own future?
- Are all of our financial decisions actually working together?
Business Owners
For owners whose personal wealth, income, family, estate, and future are closely tied to the business they built.
- How do I turn business value into personal financial independence?
- What happens if I want—or need—to step away?
- Are succession, taxes, insurance, and estate planning coordinated?
Professional Pilots
For pilots and aviation professionals managing medical-certification risk, disability exposure, mandatory retirement, variable income, and career separation.
- What happens financially if I lose my medical?
- Am I prepared for mandatory retirement or an earlier separation?
- How do I replace the paycheck when flying ends?
College-Planning Families
For parents who want to help fund education without sacrificing cash flow, financial independence, or the rest of the family plan.
- How much college can we responsibly afford?
- Which resources should we use first?
- How do we help our children without damaging our own future?
Planning Becomes More Important When Life Is About to Change.
Many clients first contact Mergent Advisors when one or more of these situations becomes more immediate.
Burnout from a demanding career
Desire to pursue more meaningful work
Children approaching college years
Business sale or ownership transition
Loss of medical or disability concern
Mandatory retirement approaching
Increasing tax complexity
Aging parents or estate responsibilities
One spouse wanting greater financial clarity
Multiple advisors giving disconnected advice
Concern about inflation and rising costs
Questions about turning assets into income
METHODOLOGY
OnePlan™ Is the Common Methodology Behind Every Planning Path.
The details differ by client, but the planning questions are connected.
OnePlan™ helps define the life the strategy needs to support, organize the resources already available, identify gaps and risks, and coordinate the decisions required to move forward.
01
Readiness Snapshot
Define the lifestyle paycheck, organize the current position, and identify the readiness gap.
02
Work-Optional Strategy
Design future income, evaluate risk, and project a realistic transition date.
03
Confident Transition
Prioritize action, coordinate implementation, and review progress over time.
Who Is Usually a Strong Fit for Mergent Advisors?
A Strong Fit May Be Someone Who:
- Has several financial areas that need to work together
- Is approaching a major decision or transition
- Values comprehensive planning rather than only portfolio management
- Wants both spouses or partners to understand the strategy
- Appreciates direct access to experienced CFP® professionals
- Is willing to participate in the planning process
- Prefers realistic assumptions over exaggerated promises
- Wants implementation and ongoing accountability
We May Not Be the Best Fit for Someone Looking Only for:
- A stock recommendation
- The lowest-cost investment account
- A one-time product transaction
- A guaranteed return or outcome
- A free projection without broader planning
- A relationship focused only on market performance
Not Sure Which Path Fits?
You do not need to diagnose the entire situation before contacting us. Tell us what decision is in front of you, and we will help identify the most appropriate starting point.
Mergent Advisors provides comprehensive, coordinated financial planning and wealth management for professionals, business owners, and their families.
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Contact
[email protected]
1-866-509-8866
Dallas TX:
7701 Lemmon Ave
Dallas TX 75209
Stillwater MN:
310 1/2 Main St S
Stillwater MN 55082
Mergent Advisors, LLC provides financial education, planning support, and insurance-related services. Investment-adviser referral and promotional services are offered through Mergent Wealth, LLC, a Texas-registered investment adviser that does not manage portfolios or exercise investment discretion. Mergent Wealth may receive referral compensation, and Mergent Advisors owns a 4% minority interest in Mergent Wealth, creating financial incentives and potential conflicts of interest. Insurance professionals may also receive commissions. Investing involves risk, including possible loss of principal. Registration does not imply a particular level of skill or training. Please review our Important Disclosures and Mergent Wealth’s Form ADV.
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