COORDINATE. PROTECT. GROW.
Your Financial Life Should Work as One Plan.
We help busy professionals, business owners, pilots, and families coordinate cash flow, investments, taxes, insurance, estate planning, college, and major life decisions-so they can protect what they have built and move toward a work-optional future.
Your Financial Life Should Work As OnePlan.
We help busy professionals, business owners, pilots, and families coordinate cash flow, investments, taxes, insurance, estate planning, college, and major life decisions-so they can protect what they have built and move toward a work-optional future.
Having Financial Products Is Not the Same as Having One Strategy.
You may already have investment accounts, insurance policies, a CPA, an estate attorney, a banker, and a collection of retirement projections. The problem is that none of those pieces automatically work together.
A decision that looks reasonable by itself can create a problem somewhere else. Investment choices affect taxes. College costs affect cash flow. Insurance affects estate planning. A business transition affects family income. Leaving work affects healthcare, benefits, and the timing of withdrawals.
OnePlan™ brings those decisions into one coordinated strategy so you can see where you stand, what your money needs to accomplish, and which changes matter most.
Different Lives. Different Decisions. One Need for Coordination.
Different people arrive with different questions. The common thread is that they have worked hard, built meaningful financial lives, and want more clarity before making an important transition.
Professionals & Families
Coordinate career, family, college, and work-optional decisions.
Business Owners
Connect business value, succession, taxes, estate planning, and personal independence.
Professional Pilots
Prepare for medical risk, disability, mandatory retirement, and career separation.
College-Planning Families
Help fund education without losing sight of the parents’ own future.
OnePlan™ Brings the Pieces Together.
OnePlan™ is our coordinated planning process for turning disconnected financial decisions into one clear direction.
1
Readiness Snapshot
Define the lifestyle paycheck, organize the current position, and identify the readiness gap.
2
Work-Optional Strategy
Design future income, test the risks, and project a realistic work-optional date.
3
Confident Transition
Prioritize the right moves, coordinate implementation, and review progress as life changes.
The Questions a Financial Plan Should Help You Answer
Financial planning becomes more useful when it helps answer the questions that affect real life.
What monthly paycheck will our lifestyle require?
When might work become optional?
How should our investments, taxes, insurance, and estate decisions work together?
What happens if markets fall early in the transition?
How will inflation, healthcare, and rising living costs affect the plan?
What should we change first - and who will help make sure it gets done?
Experienced Guidance.
Boutique Relationships.
We built Mergent Advisors for people who want more than portfolio management. Our advisors are CERTIFIED FINANCIAL PLANNER™ professionals who work with a limited number of households so we can understand the decisions behind the numbers.
Craig Cowles brings decades of financial-planning experience and firsthand knowledge of professional aviation. Douglas Heagren brings extensive college planning experience, a family perspective, private-pilot experience, and personal knowledge of business succession and estate settlement.
We favor clear, disciplined, and flexible planning over flashy promises. The goal is not to chase the highest projected return. The goal is to help your money support the life you actually want.
You Do Not Need Every Answer Before You Begin.
You need a clear starting point. Tell us what decision is in front of you, and we will help you identify the most appropriate next step.
Mergent Advisors provides comprehensive, coordinated financial planning and wealth management for professionals, business owners, and their families.
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Contact
[email protected]
1-866-509-8866
Dallas TX:
7701 Lemmon Ave
Dallas TX 75209
Stillwater MN:
310 1/2 Main St S
Stillwater MN 55082
Mergent Advisors, LLC provides financial education, planning support, and insurance-related services. Investment-adviser referral and promotional services are offered through Mergent Wealth, LLC, a Texas-registered investment adviser that does not manage portfolios or exercise investment discretion. Mergent Wealth may receive referral compensation, and Mergent Advisors owns a 4% minority interest in Mergent Wealth, creating financial incentives and potential conflicts of interest. Insurance professionals may also receive commissions. Investing involves risk, including possible loss of principal. Registration does not imply a particular level of skill or training. Please review our Important Disclosures and Mergent Wealth’s Form ADV.
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